What you want the money to do
We start with your life rather than your bank account, because a plan only holds when it is pointed at something you genuinely want.
You finish withYour own definition of wealth, and one goal you care about
Peace, more profit and a lot less chaos
Empowered Money Method
In ninety days you will know how well your business is really doing financially, and which moves will actually get you to your goals.
What you are actually dealing with
It was never a discipline problem.
In the business
- The money comes in and it goes straight back out, and you cannot see where
- Your business money and your personal money are tangled together
- You price from fear instead of from your costs
- You pay yourself last, or you do not pay yourself at all
In you
- You decided a long time ago that you are bad with numbers
- You avoid looking, and the avoiding makes it feel bigger than it is
- The worry follows you into every sales conversation you have
- You have tried budgeting apps and spreadsheets, and none of them lasted
You built this business yourself, and you should not have to feel lost inside it. Knowing your own numbers is a skill, and it can be taught in a few months.
Who you would be doing this with
An accountant who fell in love with words.
I grew up without much money, and that is a large part of why I became an accountant. For twenty years I have worked on the money side of business, first at PwC, 21st Century Fox and Capgemini, and then on my own with startups, small businesses and entrepreneurs.
Most of the owners who called me were making good money and still running out of it. Their books were a mess, or they were getting ready to raise money, or they simply could not see where it was all going. What they wanted was not a lecture about budgeting. They wanted peace, more profit and a lot less chaos, and that is still what this work is for.
CPAcertified public accountant
20years in business advisory
$5M+raised for clients
Three phases, over ninety days
We work in the order that actually holds, because the system only sticks once you understand why you have been avoiding it.
- BuildYou decide what you want the money to do, and we bring your money story out into the open, because those beliefs set your prices long before you do any math.
- ManageWe go through your actual numbers together, on both the business side and the personal side, and we work out what you own and what you owe.
- GrowWe build the routine that keeps it running, separate your money from the business money properly, and write your plan for the quarter ahead.
What we actually do
Six pieces of work, and you finish each one holding something real.
Your money story, without shame
We look at where your beliefs about money came from, and we bring them into the open. There is no judgment here, and you share only what you want to share.
You finish withThe belief you are ready to put down, in your own words
Getting honest with the numbers
This is your money date, and we do it together, which is the whole reason it finally gets done. Nobody else is in the room with us.
You finish withYour snapshot: income, spending, and what is left
What you own and what you owe
We work out your net worth, which is what you own minus what you owe. It is the one number that shows whether you are building something, and most owners have never calculated it.
You finish withYour net worth today, and the number you are working toward
The system that runs without you
A system you have to remember is a system you will drop. You decide how the money gets divided, what gets automated, and how your short weekly check-in works.
You finish withA money system and the weekly habit that keeps it running
Paying yourself, and what comes after
We separate the business money from your money properly, decide what happens when there is a surplus, and put your debts in the order that costs you the least.
You finish withA plan for the quarter ahead, written by you
What I ask of you, and what you can count on
What I ask of you
Bring your real numbers, even the ones that embarrass you, because I cannot help you with a version you have tidied up first.
- About an hour a week between our conversations
- Honesty when something is not working, while there is still time to change it
- A willingness to open your actual accounts in front of me
What you can count on from me
I will not judge you, and I have seen it all before. Everything you tell me stays between us.
- Ninety days of private work, with time together every week
- Your numbers read with you, rather than handed back with instructions
- Plain language instead of accounting terms, every time
- The trackers and templates, which stay yours afterward
Is your challenge more about winning clients and charging what you are worth? That is The Authority Architecture. Do you need someone to run the numbers at CFO level? That is Financial Architecture.
Ninety days from now
- You open your banking app without that tightening in your chest
- You know what you can pay yourself, and you actually pay it
- Your business money and your personal money are separate at last
- You know your net worth, and you watch it move the right way
- You price from your costs and your value rather than from hope
- You have a plan for the next quarter, and you wrote it yourself
Or another year of the same
Pricing too low because you do not know your costs, and that gap repeating on every invoice you send. Interest you could have cleared. Paying yourself last, and wondering why a business that is growing does not feel like it.
Let's change that →Not ready for the private work
Start with Financially Whole
A 137-page workbook that takes you through thirty days on your own, at your own pace. It is the same money story work, and it finishes with your budget, your net worth and a plan you wrote yourself.
See the workbook, $47 →
Or take the free Selling Blueprint first.
Know your numbers. Pay yourself properly.
We talk first, and then we decide together. On that call I will walk you through how the ninety days work and what the investment is, and payment plans are available. I only take this on when I am sure I can help you.
Schedule a discovery call → I only take a few of these at a time, so that everyone gets my full attention.